CIA - The World Factbook 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
   
  
   
 
                               
                             
                            
                              
													
	 
	CIA - The World Factbook 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
    Field Listing :: Commercial bank prime lending rate  
    
			
		 
   
  
    
      This entry provides a simple average of annualized interest rates commercial banks charge on new loans, denominated in the national currency, to their most credit-worthy customers.  
   
  
    
	
        
        Country Comparison to the World  
         
    
	 
   
  
    
    Country 
 
    
     Commercial bank prime lending rate(%)
           
   
        
        
       
      
      
      
      
        Afghanistan 
          
      
      
      14.92% (31 December 2008) 
       
      18.14% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Albania 
          
      
      
      13.02% (31 December 2008) 
       
      14.1% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Algeria 
          
      
      
      8% (31 December 2008) 
       
      8% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Angola 
          
      
      
      12.53% (31 December 2008) 
       
      17.7% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Anguilla 
          
      
      
      9.51% (31 December 2008) 
       
      9.76% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Argentina 
          
      
      
      19.47% (31 December 2008) 
       
      28% (28 November 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Armenia 
          
      
      
      17.05% (31 December 2008) 
       
      17.52% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Aruba 
          
      
      
      11.23% (31 December 2008) 
       
      11.01% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Australia 
          
      
      
      8.91% (31 December 2008) 
       
      10.02% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Austria 
          
      
      
      6.82% (31 December 2008) 
       
      6.3% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Azerbaijan 
          
      
      
      19.76% (31 December 2008) 
       
      19.13% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Bahamas, The 
          
      
      
      5.5% (31 December 2008) 
       
      5.5% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Bahrain 
          
      
      
      NA% (31 December 2008) 
       
      8.35% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Bangladesh 
          
      
      
      13% (30 September 2009) 
       
      16.38% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Barbados 
          
      
      
      10.03% (31 December 2008) 
       
      10.8% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Belarus 
          
      
      
      8.55% (31 December 2008) 
       
      8.58% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Belgium 
          
      
      
      7.03% (31 December 2008) 
       
      NA (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Belize 
          
      
      
      14.14% (31 December 2008) 
       
      14.33% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Bhutan 
          
      
      
      NA% (31 December 2008) 
       
      14% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Bolivia 
          
      
      
      13.87% (31 December 2008) 
       
      12.86% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Botswana 
          
      
      
      16.54% (31 December 2008) 
       
      16.22% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Brazil 
          
      
      
      47.25% (31 December 2008) 
       
      43.72% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Brunei 
          
      
      
      5.5% (31 December 2008) 
       
      5.5% (February 2009) 
         
         
        
        
        
        
        
       
      
      
      
      
        Bulgaria 
          
      
      
      10.86% (31 December 2008) 
       
      10% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Burma 
          
      
      
      17% (31 December 2008) 
       
      17% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Burundi 
          
      
      
      16.52% (31 December 2008) 
       
      16.84% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Cambodia 
          
      
      
      17% (31 December 2009) 
       
      16.01% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Cameroon 
          
      
      
      NA% (31 December 2008) 
       
      15% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Canada 
          
      
      
      4.73% (31 December 2008) 
       
      6.1% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Cape Verde 
          
      
      
      9.99% (31 December 2008) 
       
      10.55% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Chad 
          
      
      
      NA% (31 December 2008) 
       
      15% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Chile 
          
      
      
      13.26% (31 December 2008) 
       
      8.67% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        China 
          
      
      
      5.31% (31 December 2008) 
       
      5.58% (17 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Colombia 
          
      
      
      9.57% (31 December 2009) 
       
      17.18% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Comoros 
          
      
      
      7% (31 December 2008) 
       
      10.5% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
        
        
        
       
      
      
      
      
        Costa Rica 
          
      
      
      15.83% (31 December 2008) 
       
      12.8% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Croatia 
          
      
      
      9.85% (30 November 2009) 
       
      10.07% (31 December 2008) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Cyprus 
          
      
      
      7.19% (31 December 2008) 
       
      6.74% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
        
        
        
        
        
        
       
      
      
      
      
        Dominica 
          
      
      
      9.06% (31 December 2008) 
       
      9.17% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Ecuador 
          
      
      
      19% (31 December 2009) 
       
      9.14% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Egypt 
          
      
      
      NA% (31 December 2008) 
       
      12.51% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        El Salvador 
          
      
      
      12.33% (31 December 2008) 
       
      7.81% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
        
        
      
       
      
      
      
      
        Estonia 
          
      
      
      8.55% (31 December 2008) 
       
      6.46% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Ethiopia 
          
      
      
      8% (31 December 2008) 
       
      7% (31 December 2006) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Fiji 
          
      
      
      7.97% (31 December 2008) 
       
      9.01% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        France 
          
      
      
      8.13% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Gabon 
          
      
      
      NA% (31 December 2008) 
       
      15% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Gambia, The 
          
      
      
      NA% (31 December 2008) 
       
      27.92% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Georgia 
          
      
      
      22% (31 December 2009) 
       
      20.8% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Germany 
          
      
      
      5.97% (31 December 2008) 
       
      5.96% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Greece 
          
      
      
      8.65% (31 December 2008) 
       
      7.71% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Grenada 
          
      
      
      9.53% (31 December 2008) 
       
      9.76% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Guatemala 
          
      
      
      13.39% (31 December 2008) 
       
      12.84% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Guinea 
          
      
      
      NA% (31 December 2008) 
       
      NA% (31 December 2008) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Guyana 
          
      
      
      14.58% (31 December 2008) 
       
      14.61% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Haiti 
          
      
      
      17.81% (31 December 2008) 
       
      46.99% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Honduras 
          
      
      
      17.94% (31 December 2008) 
       
      16.61% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Hong Kong 
          
      
      
      5% (31 December 2009) 
       
      5% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Hungary 
          
      
      
      6.66% (31 December 2009) 
       
      10.18% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Iceland 
          
      
      
      NA% (31 December 2008) 
       
      19.29% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        India 
          
      
      
      11% (31 December 2009 est.) 
       
      13.31% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Indonesia 
          
      
      
      13.6% (31 December 2008) 
       
      7.21% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Iran 
          
      
      
      NA% (31 December 2008) 
       
      12% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Iraq 
          
      
      
      9% (31 December 2009) 
       
      17% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Ireland 
          
      
      
      6.76% (31 December 2008) 
       
      6.52% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Israel 
          
      
      
      6.06% (31 December 2008) 
       
      6.27% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Italy 
          
      
      
      11.34% (31 December 2008) 
       
      10.93% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Jamaica 
          
      
      
      16.83% (31 December 2008) 
       
      17.2% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Japan 
          
      
      
      1.91% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Jordan 
          
      
      
      9.03% (31 December 2008) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Kenya 
          
      
      
      14.02% (31 December 2008) 
       
      13.34% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Kosovo 
          
      
      
      13.79% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Kuwait 
          
      
      
      5.9% (31 December 2009) 
       
      7.61% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Kyrgyzstan 
          
      
      
      19.86% (31 December 2008) 
       
      25.32% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Laos 
          
      
      
      11% (30 November 2009) 
       
      24% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Latvia 
          
      
      
      11.85% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Lebanon 
          
      
      
      9.62% (30 November 2009) 
       
      9.96% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Lesotho 
          
      
      
      16.19% (31 December 2008) 
       
      14.13% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Liberia 
          
      
      
      14.4% (31 December 2008) 
       
      15.05% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Libya 
          
      
      
      8.41% (31 December 2008) 
       
      6% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Lithuania 
          
      
      
      3.27% (February 2010) 
       
      10.15% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Macau 
          
      
      
      5.25% (31 December 2009) 
       
      5.43% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Macedonia 
          
      
      
      9.33% (31 December 2009) 
       
      9.68% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Madagascar 
          
      
      
      45% (31 December 2008) 
       
      45% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Malawi 
          
      
      
      25.28% (31 December 2008) 
       
      27.72% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Malaysia 
          
      
      
      6.08% (31 December 2008) 
       
      6.41% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Maldives 
          
      
      
      13% (31 October 2009) 
       
      13% (31 December 2008) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Malta 
          
      
      
      5.89% (31 December 2008) 
       
      6.24% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Mauritius 
          
      
      
      21.54% (31 December 2008) 
       
      21.87% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Mexico 
          
      
      
      4.9% (31 December 2009) 
       
      8.71% (31 December 2008) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Moldova 
          
      
      
      21.06% (31 December 2008) 
       
      18.83% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Mongolia 
          
      
      
      8% (2009) 
       
      18% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Montenegro 
          
      
      
      9.24% (31 December 2008) 
       
      9.09% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Montserrat 
          
      
      
      9.89% (31 December 2008) 
       
      10.4% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Mozambique 
          
      
      
      18.31% (31 December 2008) 
       
      19.52% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Namibia 
          
      
      
      13.74% (31 December 2008) 
       
      12.88% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Netherlands 
          
      
      
      10.01% (31 December 2009) 
       
      10.37% (31 December 2008) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        New Zealand 
          
      
      
      12.06% (31 December 2008) 
       
      12.83% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Nicaragua 
          
      
      
      13.17% (31 December 2008) 
       
      13.04% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Nigeria 
          
      
      
      15.48% (31 December 2008) 
       
      16.94% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Norway 
          
      
      
      7.28% (31 December 2008) 
       
      3.5% (1st quarter 2009) 
         
         
        
        
        
        
        
       
      
      
      
      
        Oman 
          
      
      
      7.1% (31 December 2008) 
       
      7.29% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Panama 
          
      
      
      8.16% (31 December 2008) 
       
      8.25% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Paraguay 
          
      
      
      28.26% (31 December 2009) 
       
      25.81% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Peru 
          
      
      
      23.67% (31 December 2008) 
       
      24.1% (December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Philippines 
          
      
      
      6.89% (31 December 2009) 
       
      8.75% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Poland 
          
      
      
      NA% (31 December 2008) 
       
      5.72% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Portugal 
          
      
      
      8.35% (31 December 2008) 
       
      7.92% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Qatar 
          
      
      
      6.84% (31 December 2008) 
       
      7.43% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Romania 
          
      
      
      14.99% (31 December 2008) 
       
      13.35% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Russia 
          
      
      
      12.23% (2008 average) 
       
      10.03% (2007 average) 
         
         
        
        
        
        
        
       
      
      
      
      
        Rwanda 
          
      
      
      16.51% (31 December 2008) 
       
      15.84% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Saint Lucia 
          
      
      
      10.08% (31 December 2008) 
       
      8.34% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Samoa 
          
      
      
      12.66% (31 December 2008) 
       
      12.65% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        San Marino 
          
      
      
      NA% (31 December 2008) 
       
      7.58% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
        
        
        
        
        
      
       
      
      
      
      
        Serbia 
          
      
      
      11.78% (31 December 2009) 
       
      18.11% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Seychelles 
          
      
      
      11.81% (31 December 2008) 
       
      10.89% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Sierra Leone 
          
      
      
      24.5% (31 December 2008) 
       
      25% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Singapore 
          
      
      
      5.38% (31 December 2009 est.) 
       
      5.38% (31 December 2008) 
         
         
        
        
        
        
        
        
        
        
       
      
      
      
      
        Slovenia 
          
      
      
      7.41% (31 December 2008) 
       
      6.82% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
        
        
      
       
      
      
      
      
        South Africa 
          
      
      
      15.13% (31 December 2008) 
       
      13.17% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Spain 
          
      
      
      11.02% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Sri Lanka 
          
      
      
      10.91% (31 December 2009) 
       
      18.89% (31 December 2008) 
         
         
        
        
        
        
        
       
      
      
      
      
        Suriname 
          
      
      
      12.23% (31 December 2008) 
       
      9.71% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Swaziland 
          
      
      
      14.83% (31 December 2008) 
       
      13.17% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Sweden 
          
      
      
      NA% (31 December 2008) 
       
      4% (2004) 
         
         
        
        
        
        
      
       
      
      
      
      
        Switzerland 
          
      
      
      3.34% (31 December 2008) 
       
      3.15% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Taiwan 
          
      
      
      2.56% (31 December 2009) 
       
      4.06% (2008 est.) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Tanzania 
          
      
      
      14.98% (31 December 2008) 
       
      16.03% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Thailand 
          
      
      
      6.05% (31 December 2009) 
       
      7.04% (31 December 2008) 
         
         
        
        
        
        
      
       
      
      
      
      
        Timor-Leste 
          
      
      
      13.11% (31 December 2008) 
       
      15.05% (31 December 2007) 
         
         
        
        
        
        
        
        
        
      
       
      
      
      
      
        Tonga 
          
      
      
      12.46% (31 December 2008) 
       
      12.16% (31 December 2007) 
         
         
        
        
        
        
        
        
        
        
        
        
        
        
        
      
       
      
      
      
      
        Uganda 
          
      
      
      20.45% (31 December 2008) 
       
      19.11% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Ukraine 
          
      
      
      19.6% (31 December 2009) 
       
      17.49% (31 December 2008) 
         
         
        
        
        
        
        
        
        
        
        
        
      
       
      
      
      
      
        Uruguay 
          
      
      
      12.45% (31 December 2008) 
       
      7.25% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Vanuatu 
          
      
      
      5.29% (31 December 2008) 
       
      8.16% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Venezuela 
          
      
      
      22.37% (31 December 2008) 
       
      17.11% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Vietnam 
          
      
      
      15.78% (31 December 2008) 
       
      11.18% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        West Bank 
          
      
      
      7.19% (31 December 2008) 
       
      7.73% (31 December 2006) 
         
         
        
        
        
        
        
       
      
      
      
      
        Yemen 
          
      
      
      18% (31 December 2008) 
       
      18% (31 December 2007) 
         
         
        
        
        
        
      
       
      
      
      
      
        Zambia 
          
      
      
      19.06% (31 December 2008) 
       
      18.89% (31 December 2007) 
         
         
        
        
        
        
        
       
      
      
      
      
        Zimbabwe 
          
      
      
      NA% (31 December 2008) 
       
      578.96% (31 December 2007)